If you are having financial difficulty, let one of our experienced attorneys discuss the many options that are available to you. We offer Chapter 7 bankruptcy services for those that qualify and Chapter 13/Wage Earner payment plans. We STOP foreclosures, repossessions, garnishments, evictions, and collection calls! We can also help get your driver's license back for court fines or unpaid child support. Keep your utilities on or get new utilities even if you have a high balance. Take back control of your money today!

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The decision to file bankruptcy is stressful.  Harassing phone calls, collection letters, threats of garnishment, foreclosure, or eviction can affect your daily life and your ability to pay your monthly expenses.  Don’t let creditors tell you what to do with your finances, take back control today!

 

Chapter 7, also known as “liquidation” or “straight bankruptcy”, eliminates most debt including credit cards, medical bills, old car loans and broken lease agreements.  Chapter 7 is a very powerful tool to stop your eligible debts in their tracks.  However, you must qualify for the Chapter 7.  Our experienced bankruptcy attorney can guide you through the process to ensure that you qualify based upon asset valuation, income assessment, and past court filings.

 

Chapter 13, also known as “wage earner”, gives immediate relief to individuals who find themselves behind on a secured loan or lease that they wish to keep.  Chapter 13 also gives relief to individuals who owe child support, taxes, student loans, or other debts to the government.  Chapter 13 is a tool to reorganize an individual’s debts through a court-approved payment plan.  This form of bankruptcy protection requires a payment plan to be submitted to the court that pays creditors over the period of three to five years.  Our bankruptcy attorney will evaluate your income, expenses, and debts and calculate a payment plan that will allow you to begin the process.  Most of our clients do not have to repay the full amount of their debts in a Chapter 13 and sometimes we can reduce your car note or home mortgage payments too.

 

At Stokes & Glass, PLLC we pride ourselves in helping individuals get the legal assistance they need at an affordable price.  Our firm knows that if you are in financial hardship, you should NOT pay an exorbitant attorney fee for bankruptcy assistance.  Our firm can offer payment plans to fit any budget to guide you through this stressful process.

 

We offer free consultations and payment plans for every budget. Allow our highly skilled attorneys to guide you through the bankruptcy process quickly and effectively so that you can move forward with your financial life.

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